Refund Policy & Chargeback Policy

Effective Date: June 8, 2026

The Fight For Fair Credit, LLC DBA Consumer Law Academy ("Consumer Law Academy," "CLA," "Company," "we," "us," or "our") provides digital educational products, training programs, memberships, courses, downloadable resources, templates, workshops, and community access through ConsumerLawAcademy.com and related platforms.

No Refund Policy

Due to the immediate delivery, accessibility, and digital nature of our products and services, ALL SALES ARE FINAL.

Upon purchase, customers receive immediate access to digital content, educational materials, downloadable resources, training programs, membership benefits, community features, and/or related services. Because access is granted immediately and digital content cannot be returned, no refunds, credits, exchanges, cancellations, or partial refunds will be provided for any reason.

This policy applies to, but is not limited to:

Memberships

Courses

Digital downloads

Templates

Playbooks

Workshops

Masterclasses

Training programs

Community access

Educational resources

Subscription services

By completing a purchase, you acknowledge and agree that you are receiving immediate access to digital content and therefore waive any right to a refund to the fullest extent permitted by law.

Membership Cancellations

Members may cancel future recurring membership payments at any time according to the cancellation procedures outlined in their membership agreement.

Cancellation of future billing does not entitle a member to a refund for any prior payments already processed.

Customer Support Requirement

If you have any questions, concerns, billing issues, technical issues, or account-related matters, you agree to contact Consumer Law Academy first and provide us with a reasonable opportunity to resolve the matter.

Support requests should be submitted to:

[email protected]

Chargeback & Payment Dispute Policy

By purchasing from Consumer Law Academy, you agree to first contact Consumer Law Academy regarding any concerns before initiating a chargeback, payment reversal, bank dispute, or payment processor claim.

Consumer Law Academy reserves the right to present evidence in response to any payment dispute, including but not limited to:

Proof of purchase

Acceptance of Terms and Conditions

Acceptance of this Refund Policy

Login records

Access records

Course completion records

Download records

Community access records

Communication records

IP address records

Account activity logs

Customers acknowledge that digital content, educational materials, and membership benefits may be accessed immediately after purchase and that such access constitutes delivery of the purchased product or service.

Any chargeback or payment dispute submitted after access to purchased content, community resources, training materials, downloads, or membership benefits may be challenged using the records described above.

Agreement

By purchasing any product, service, membership, course, training, download, workshop, or program offered by The Fight For Fair Credit, LLC DBA Consumer Law Academy, you acknowledge that you have read, understood, and agreed to this Refund Policy and Chargeback Policy.